Loan Management System for Seamless Post Disbursement Operations

Manage the complete post-disbursement lifecycle with end to end loan management system. Unify loan onboarding, portfolio management, collections, repayments, servicing requests and financial reporting through centralized information and configurable business workflows.

    Brands That Trust Us

    Bring Greater Control to Loan Servicing with a Unified Loan Management System

    Servosys loan management software brings critical loan servicing functions together through a unified platform, helping banks and financial institutions simplify operations and manage their loan portfolios more effectively.

    Comprehensive Post-Disbursement Lifecycle Management
    Centralized Loan Portfolio with Loan 360° View
    Configurable Loan Servicing and Approval Workflows
    Integrated Collections and Delinquency Management
    Automated Payment Allocation and Repayment Tracking
    Loan Restructuring, Foreclosure and Settlement Management

    Key Features of Servosys’ Loan Management Software

    Loan Onboarding & Portfolio Management

    • Transition sanctioned cases into active loan accounts through structured booking and disbursement workflows.

    • Access a 360° loan view with customer details, financial summaries, repayment status and EMI schedules.

    Collections & Repayment Management

     • Coordinate collections through officer dashboards, payment recording and automated payment allocation.

    •  Track failed payments, manage bounce retries, handle excess payments and process settlement requests.

    Loan Servicing Requests

    • Process post disbursement requests: top-ups, restructuring, foreclosure & settlements Servosys’ loan management system.

    • Manage waivers, write-offs, settlements and loan cancellations through structured workflows on the go.

    Collections & Repayment Management dashboard in ServoLMS
    Loan management system - reports and analytics

    Delinquency & NPA Management

    • Monitor delinquent accounts through dedicated delinquency and NPA management capabilities.

    • Track account-level information and overdue positions to support timely recovery actions.

    Finance & Accounting

    • With ServoLMS loan management system, manage loan-related financial operations through General Ledger and Finance capabilities.

    • Support financial management with GL posting, base rate management and repricing.

    Reports & Analytics

    • Gain portfolio-level insights through MIS and analytics capabilities, with reports covering loan performance and operational activities.

    • Monitor asset classification breakdowns, product distribution and portfolio summaries through reporting dashboards.

    What Our Customers Have to Say?

    One System. Complete Loan Lifecycle Management.

    Manage loan accounts, collections, servicing requests and portfolio activities with end to end loan management system.

    Frequently Asked Questions (FAQs)

    How can a Loan Management System help banks and NBFCs manage growing loan portfolios?

    A Loan Management System helps banks and NBFCs manage post-disbursement activities through centralized loan portfolio management and a consolidated Loan 360° View. Teams can access customer profiles, loan account details, financial summaries, payment status, repayment breakdowns and EMI schedules. This improves portfolio visibility and helps institutions coordinate servicing operations more effectively.

    Banks and NBFCs should evaluate capabilities across loan onboarding, portfolio management, collections, repayment processing, servicing requests, delinquency management, finance and reporting. Configurable workflows, operational dashboards, audit controls and platform administration are also important considerations. The system should align with the institution’s loan products, servicing processes and operational requirements.

    It brings key servicing activities together, including repayment tracking, collections, loan servicing requests, delinquency monitoring and financial operations. Centralized loan information, operational dashboards and structured workflows help teams monitor activities, manage pending requests and maintain visibility across the loan lifecycle.

    Yes. ServoLMS, for instance, includes collection dashboards, payment recording, repayment collection views and a Payment Allocation Engine. It also supports failed payment tracking, bounce and retry management, excess and advance payment handling, EMI date change requests and settlement payment queues.

    Absolutely. Servosys offers secure API-based integration with core banking systems, credit bureaus, payment gateways, identity verification services, eSign providers, CRM platforms, and other enterprise applications. This enables seamless data exchange while minimizing manual effort and duplicate data entry.

    ServoLMS provides delinquency and NPA management capabilities to help institutions monitor overdue accounts and review account-level information. This visibility supports the identification of delinquent accounts and helps teams coordinate follow-ups and recovery activities.

    Institutions should assess how well the solution aligns with their loan products, existing servicing processes and operational requirements. They should also evaluate its portfolio management, collections, repayment, servicing, finance, reporting, audit and compliance capabilities, along with platform configuration and administration.

    ServoLMS supports structured management of post-disbursement requests, including top-up loans, loan restructuring, foreclosure, early settlement, waiver management, write-off processing, settlement management and loan cancellation workflows. These capabilities help institutions organise servicing activities and manage different customer requests.