Gold Loan Software for Banks & NBFCs

Deliver complete digitization across the gold loan lifecycle from mobile-first customer onboarding and instant gold valuation to secure vault integration, fraud-proof pledge management, and multi-channel disbursement.

    Brands That Trust Us

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    Gold Loan Software

    Impact by Numbers

    8 Hrs → 8 Min
    Gold loan processing time
    50%
    Reduced operational effort across branches
    99 %
    Accuracy in gold purity evaluation

    Key Features of Our Gold Loan Lending Software

    Digital Onboarding & Compliance

    • Accelerate onboarding with fully digital KYC, bureau checks, and automated re-KYC triggers
    • Ensure RBI-compliant journeys with minimal manual intervention and reduced errors

    Real-Time Gold Valuation & LTV Computation

    • Capture precise gold details through integrated valuation tools and XRF devices
    • Automate LTV calculations using live gold rates and configurable policy rules

    Secure Vault & Pledge Management

    • Enhance asset security with barcode, QR, and RFID-based tracking across vaults
    • Reduce operational risk with dual custody, maker-checker controls, and audit-ready records
    gold loan software dashboard
    gold loan solution dashboard

    Instant Loan Disbursement

    • Enable real-time disbursements via UPI, IMPS, RTGS, and prepaid instruments
    • Ensure seamless, secure, and fully traceable fund transfers through system integrations

    Loan Servicing & Collections

    • Simplify repayments with multiple digital channels including UPI and auto-debit
    • Improve collection efficiency through automated reminders, alerts, and follow-ups

    Recovery & Auction Automation

    • Streamline recovery with rule-based workflows and automated borrower communications
    • Accelerate auction processes with integrated tracking and compliance-ready execution

    Why Choose Servosys' Gold Loan Software

    Built for Scalability in Gold Lending

    Process high transaction volumes across branches with a system engineered for speed, reliability, and operational consistencyu2014without bottlenecks.

    Unified & Connected Lending Operations

    Streamline appraisal, vault management, loan processing, and closure within a single workflowu2014seamlessly integrated with core banking, payments, KYC, and third-party systems.

    Faster Disbursals, Seamless CX

    Deliver near-instant pledge-to-disbursal journeys through mobile-first onboarding and accelerated approvals.

    Robust Risk & Compliance Framework

    Stay aligned with RBI regulations through built-in LTV checks, audit trails, and maker-checker controlsu2014minimizing risk and ensuring compliance.

    Secure Gold Custody & Tracking

    Maintain complete visibility and security of pledged assets with dual vault controls, barcode/RFID tracking, and real-time monitoring.

    Flexible to Your Business Needs

    Adapt workflows, schemes, and policies quickly to launch new offerings or respond to market shiftsu2014without heavy IT effort.

    What Our Customers Have to Say?