Gold Loan Software for Banks & NBFCs

Deliver complete digitization across the gold loan lifecycle — from mobile-first customer onboarding and instant gold valuation to secure vault integration, fraud-proof pledge management, and multi-channel disbursement.

Utilize ServoGold gold loan software to:

  • Ensure RBI compliance with built-in LTV checks and audit-ready records
  • Enhance experience with mobile-first onboarding and doorstep processing
  • Secure gold custody with dual vault control, barcodes, and RFID
  • Enable multi-channel disbursement via IMPS, RTGS, cards, and UPI
SME Lending Solutions
Customers that trust us….
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Gold Loan Software:
Impact by Numbers
8Hrs / 8min
Gold loan processing time
50%
Reduced operational effort across branches
99 %
Accuracy in gold purity evaluation
Key Features of Servosys’ Gold Loan Lending Software
Success Story 1`

Digital Onboarding & Compliance

  • Reduce onboarding time with fully digital KYC, bureau checks, and automated re-KYC triggers
  • Ensure RBI-compliant onboarding journeys while minimizing manual intervention and errors

Real-Time Gold Valuation & LTV Computation

  • Capture accurate gold details digitally with integrated valuation tools and XRF devices
  • Automate LTV calculations using live gold rates and configurable policy rules

Secure Vault & Pledge Management

  • Strengthen asset security with barcode, QR, and RFID-based tracking across vaults
  • Eliminate operational risk through dual custody, maker-checker controls, and audit-ready records

Instant Loan Disbursement

  • Enable real-time disbursements via UPI, IMPS, RTGS, and prepaid instruments
  • Ensure seamless, secure, and fully traceable fund transfers through system integrations

Loan Servicing & Collections

  • Simplify repayments with multiple digital channels including UPI and auto-debit
  • Improve collection efficiency with automated reminders, alerts, and follow-ups

Recovery & Auction Automation

  • Streamline recovery with rule-based workflows and automated borrower communications
  • Accelerate auction processes with integrated tracking and compliance-ready execution
Success Story 1`
Why Choose Servosys’ Gold Loan Finance System

Built for Scale in Gold Lending

Process high transaction volumes across branches with a system engineered for speed, reliability, and operational consistency—without bottlenecks.

Unified & Connected Lending Operations

Streamline appraisal, vault management, loan processing, and closure within a single workflow—seamlessly integrated with core banking, payments, KYC, and third-party systems.

Faster Disbursals, Enhanced Customer Experience

Deliver near-instant pledge-to-disbursal journeys through mobile-first onboarding and accelerated approvals.

Robust Risk & Compliance Framework

Stay aligned with RBI regulations through built-in LTV checks, audit trails, and maker-checker controls—minimizing risk and ensuring compliance.

Secure Gold Custody & Tracking

Maintain complete visibility and security of pledged assets with dual vault controls, barcode/RFID tracking, and real-time monitoring.

Flexible to Your Business Needs

Adapt workflows, schemes, and policies quickly to launch new offerings or respond to market shifts—without heavy IT effort.

What Our Customers Have to Say?