Loan Origination System (LOS)

Our Loan Origination System is built to support every lending journey—corporate, retail, SME, microfinance, and more. With one platform powering multiple solutions, you can deliver faster approvals, minimize risk, and scale efficiently. Choose your product path below to explore how.

AI-Led Loan Origination System

LOS is designed as an end-to-end lending platform that supports multiple loan products—retail, SME, corporate, microfinance, gold loans, mortgages, and more. It enables lenders to manage customer onboarding, KYC, pre-screening, credit assessment, underwriting, approvals, and disbursement on one seamless system. Built with BPM and RPA technologies, LOS integrates with CRMs, credit bureaus, valuation agencies, and payment gateways. The result: reduced turnaround time, stronger compliance, and a consistent lending experience across product lines.

    Our Marquee Customer

    Overview

    Our Loan Origination System (LOS) empowers lenders to digitize and streamline the entire lifecycle—from lead capture to disbursement. With a mission to tackle the challenges inherent in traditional lending, we aim to unlock the vast potential of India’s billion dollars digital lending market, ultimately paving the way for market capturing.

    At the core of the BFSI ecosystem, our Low-Code, Cloud-Ready Loan Origination System (LOS) is setting new benchmarks in the lending experience.. By integrating automation, advanced analytics, and workflow intelligence, LOS ensures faster approvals, improved risk management, and better customer experiences. For banks, NBFCs, and financial institutions, it’s the foundation for scalable, efficient, and future-ready lending.

    One platform, multiple lending solutions. Explore our LOS lineup designed for every loan product—from corporate to retail.

    Click below and choose your journey

    Loan Origination System Software

    Discover how leading Banks and NBFCs reimagined lending with our AI-Led Loan Origination System – Unlock Now..!

    Unlocking Efficiency with Loan Origination Software

    Our Digital Lending LOS Solutions are purposely designed to automate the entire loan origination process and create a digitized, paperless workflow. With our LOS, a banking and financial player can efficiently manage borrower applications, analyze credit risk, and ensure regulatory compliance in a streamlined, paperless environment.

    Features

    • Application Management
    • KYC Verification
    • Borrower Portal
    • Credit Assessment
    • Automated Underwriting
    • Credit Assessment
    • Automated Underwriting
    • Credit Decisioning
    • Loan Pricing
    • STP Loan Processing
    • Collateral Management
    • Loan Request Tracking
    • Document Management
    • Real-Time Dashboard
    • Rule-Driven Decision & Routing
    • Loan Document Generation
    • Integration with eSignature
    • Data security and Encryption
    • Regulatory Compliance
    • Audit Trails
    • Integration with Credit Bureaus
    • Income Assessment
    • Financial statement analysis via Aggregator
    • Loan Amortization Calculation
    • Integration with external services
    • Business Visibility
    • MIS & Reporting
    • Risk Assessment
    • Customizable Workflow Management
    • Compliance Management

    Servosys' Loan Origination System (LOS) helps lenders in multiple ways

    • Automated Decision Making: Servosys LOS assists lenders in making quicker and better-informed decisions by utilizing real-time risk assessment and credit scoring engines.
    • Enhanced Workflow Management: By automating tedious processes like data validation, document verification, and risk assessment, the LOS frees up loan officers’ critical time to concentrate on market reach-out and penetration.
    • 100% Compliance Management: Servosys ensure proper functioning of loan origination system software by adhering to all the necessary government and regulatory compliance.
    • Seamless third-party Integration: Servosys loan origination software easily integrates with other key banking systems to promote data consistency and increased operational efficiency.
    • Lending Ecosystem in 1 Suite: Servosys Digital Lending Suite enables BFSI and NBFCs to rethink their lending offerings with modern technologie and enable you to start a revolutionary journey.

    Key Benefits of AI-Led LOS Solutions

    • Low-Code: ServoStreams LOS simplifies system deployment by employing low-code techniques, minimizing the need for extensive manual coding. This accelerates the development process, enabling rapid deployment of modules with reduced time and resource investment.
    • Cloud-Ready: Our LOS is Cloud-Ready enabling you to host and manage your lending operations over the Cloud. The Cloud-Readiness further ensures scalability and flexibility in real-time, allowing your business to adapt to evolving demands effortlessly.
    • API-Ready: ServoStreams LOS is equipped with robust API capabilities, facilitating seamless integration with third-party systems and services. This further empowers industry banking and financial players to create interconnected ecosystems on-the-go. 
    • End-To-End Automation: Our LOS offers comprehensive automation capabilities across various processes, from customer onboarding via DIY journeys to document verification and disbursements. By automating core processes, one can boost productivity, minimize errors, and allocate resources more effectively.
    • Customizable Workflow Automation: Customizable workflows allow Banking and Financial Service providers to tailor the lending process to their specific needs and preferences. Thus, enabling players to provide a seamless and personalized customer experience.
    • Microservice: ServoStreams LOS adopts a microservices architecture, breaking down applications into smaller, independently deployable components. This modular approach enhances scalability, agility, and resilience, enabling you to evolve and innovate with ease.

    Accelerate Your Go-To-Market with Servosys AI-Led LOS

    Whether launching new products or entering new markets, Servosys LOS Solutions accelerates the journey from product launch to market scale, helping businesses achieve their goals faster and more efficiently than ever before.

    Ready To Go | Solution in the box | Fast Implementation | Integrated Approach